Widayanti, Ipuk, and Silvia Waning Hiyun Puspita Sari. “The Role of DSN-MUI Fatwa in Indonesian Sharia Banking Development Flows in the Industrial Revolution 4.0”. El-Qish: Journal of Islamic Economics 3, no. 1 (November 29, 2023). Accessed November 22, 2024. https://jurnal.ut.ac.id/index.php/elqish/article/view/6519.