Ardiansyah. The Effect of Tenors, Installments, Loans on Arrears, and Moderating Variables. j.ofaccount.var.scopes [Internet]. 2023 Sep. 30 [cited 2024 Nov. 24];3(2):61-8. Available from: https://jurnal.ut.ac.id/index.php/jfba/article/view/5995