Analysis of President University Students’ Perception of Interest Rate Offered by Danacita as a Student Loan Provider

Authors

  • Gatot Imam Nugroho Faculty of Business, President University, Indonesia
  • Vallery Rebecca Faculty of Business, President University, Indonesia
  • Klemena Novi Viga Putri

Keywords:

Danacita, Student Loan, Interest Rate, Students’ Perception

Abstract

This study aims to explore the perceptions of students at President University towards the interest rates offered by Danacita, a prominent education loan provider. Given the increasing importance of higher education and the financial challenges associated with it, understanding students’ perceptions of education loan providers is crucial. The study evaluates the effectiveness and fairness of Danacita's loan system, considering its impact on students' financial well-being. The research employs a qualitative approach gathering results from a questionnaire distributed among President University students revealing insights into the efficiency of the loan application system, an assessment of interest rates, and students' satisfaction levels. It is hoped that this study offers valuable insight for future research in advancing equitable and well-managed educational financing systems.

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Published

2023-10-15

How to Cite

Gatot Imam Nugroho, Vallery Rebecca, & Klemena Novi Viga Putri. (2023). Analysis of President University Students’ Perception of Interest Rate Offered by Danacita as a Student Loan Provider. El-Qish: Journal of Islamic Economics, 3(2). Retrieved from https://jurnal.ut.ac.id/index.php/elqish/article/view/14666

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