Juridical Analysis of Criminal Sentencing in Fictitious Banking Credit Cases (Study of Decision Number 16/Pid.Sus-TPK/2023/PN.Smg)
Keywords: corruption, fictitious credit, criminal liablity, Bank BJB
Abstract
This article discusses the application of the elements of the crime of corruption as well as the form of criminal liability for the main perpetrators and parties participating in the corruption case of fictitious credit application at Bank BJB Semarang Branch based on Decision Number 16/Pid.Sus-TPK/2023/PN.Smg. The research uses a normative juridical method with a legislative approach and a case study of court decisions. The results of the study show that the defendant's actions fulfill the elements of Article 2 and Article 3 of the Law on the Eradication of Corruption, namely abusing authority and using fictitious documents to enrich himself which caused state financial losses of Rp17.7 billion. The criminal act was committed in a collective and organized manner by involving various parties from within and outside the bank. Based on Article 55 paragraph (1) to 1 of the Criminal Code, criminal responsibility is not only given to the main perpetrators but also to parties who participate in the implementation of criminal acts knowingly and actively. The imposition of punishment against the perpetrators reflects an integral legal effort in upholding justice and preventing systemic corrupt practices in the banking sector.
Copyright (c) 2025 Ahmad Arifin, Dede Kania, Dimas Satriawan, Nailah Sarah Salsabilah

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.