Pesan Persuasif dan Makna Simbolik dalam Iklan BCA 'Tolak dengan Anggun' terhadap Pembentukan Kepercayaan Nasabah
DOI:
https://doi.org/10.33830/communicatio.v2i1.14665Keywords:
BCA, Digital Advertising, Customer Trust, Persuasive Communication, Barthes' semioticsAbstract
The increasing number of digital fraud cases in the name of banking institutions requires a communication strategy that is not only informative but also persuasive and able to raise public awareness of the importance of protecting personal data. This study aims to analyze the persuasive message in the BCA advertisement "Tolak dengan Anggun" (Reject with Grace) and understand how verbal and nonverbal elements are constructed to build customer trust in digital banking services. This study uses a descriptive qualitative method with a Roland Barthes semiotic approach, which divides meaning into layers of denotation, connotation, and myth. The analysis results show that the advertisement not only conveys explicit digital security education but also creates an image of ideal behavior through polite, calm, and elegant visual representations. Furthermore, this advertisement debunks social myths about digital fraud and emphasizes that vigilance can be maintained without neglecting communication ethics. This study concludes that BCA's persuasive communication strategy is built through a combination of rational, emotional, symbolic, and cultural messages that simultaneously strengthen customer trust in the security of digital services.
Keywords: BCA, Digital Advertising, Customer Trust, Persuasive Communication, Barthes' Semiotics.
References
Baines, P., Fill, C., & Page, K. (2011). Marketing. OUP Oxford.
Barthes, R. (1977). Image-Music-Text. (S. Heath, Trans.). New York: Hill & Wang.
BCA Indonesia. (2022, Desember 15). Tolak dengan Anggun – #AwasModus | BCA [Video]. YouTube. https://www.youtube.com/watch?v=eCI6v-Pol-E
Chandler, D. (2017). Semiotics: The basics (3rd ed.). Routledge.
Creswell, J. W. (2014). Research design: Qualitative, quantitative, and mixed methods approaches (4th ed.). SAGE Publications.
Falaila, L. A. (2024). Pengaruh kualitas sistem dan keamanan terhadap loyalitas nasabah dengan kepercayaan sebagai variabel mediasi dalam menggunakan layanan mobile banking BCA (BCA Mobile). Indonesian Journal of Economics, Management, and Accounting, 1 (10), 1056–1063. https://jurnal.intekom.id/index.php/ijema/article/view/766/623
Gefen, D., Karahanna, E., & Straub, D. W. (2003). Trust and TAM in online shopping: An integrated model. MIS Quarterly, 27 (1), 51–90. https://doi.org/10.2307/30036519
Kementerian Komunikasi dan Informatika Republik Indonesia. (2024, Oktober). Kominfo catat 572 ribu aduan nomor rekening terkait penipuan online. Media Indonesia. https://mediaindonesia.com/politik-dan-hukum/697954
Morissan. (2017). Teori komunikasi: Individu hingga massa. Rajawali Pers.
Otoritas Jasa Keuangan. (2025, Agustus). Laporan Indonesia Anti-Scam Centre (IASC): Penipuan keuangan digital capai Rp 4,6 triliun. Otoritas Jasa Keuangan.
Pollay, R. W., & Mittal, B. (1993). Here’s the beef: Factors, determinants, and segments in consumer criticism of advertising. Journal of Marketing, 57 (3), 99–114.
Stefiany, T., & Azeharie, S. S. (2023). Semiotics Study of Banking Advertisement on YouTube (A Study of Women's Construction in Banking Advertisement). International Journal of Application on Social Science and Humanities, 1(1), 809–816. https://doi.org/10.24912/ijassh.v1i1.25947
Tempo.co. (2024, Mei 17). OJK catat kerugian masyarakat akibat kejahatan siber perbankan mencapai Rp 1,2 triliun pada 2023. https://bisnis.tempo.co
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Oktaviani Hafiah, Irla Yulia

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

