The Influence of Integrated Marketing Communication Strategies on Enhancing the Adoption of GoPaylater Services
Keywords: GoPaylater, fintech, integrated marketing communication, technology adoption, paylater services
Abstract
The development of financial technology in Indonesia has driven innovation in digital payment services, one of which is GoPaylater, developed by Gojek. This study aims to analyze the influence of integrated marketing communication (IMC) elements on the increase in the number of GoPaylater users. A quantitative approach was employed through a survey method involving 120 active users of the Gojek application in the city of Medan. The analysis results indicate that the elements of digital advertising, sales promotion, public relations, content marketing, and social media significantly influence the decision to use GoPaylater. The combination of digital advertising and sales promotion was found to be the most effective strategy in encouraging service adoption. These findings underscore the importance of implementing an integrated marketing communication strategy to enhance brand awareness, purchase intention, and consumer trust in paylater services. This study also identifies challenges in the implementation of IMC, such as the need to maintain message consistency across various communication channels. Strategic recommendations include increasing consumer education, optimizing promotional programs, strengthening public relations, maximizing the use of social media, and leveraging data-driven analysis to better understand user behavior. The results of this study are expected to serve as a reference for the development of digital marketing strategies in the financial services sector in Indonesia.
References
ABDULLAH, F. Y. A. (2024). Strategi Komunikasi Pemasaran dalam Peningkatan Penjualan Produk Logam pada CV Tanjung Indah Logam. IKOMIK: Jurnal Ilmu Komunikasi Dan Informasi, 4(1). https://doi.org/10.33830/ikomik.v4i1.6940
Aditiansyah, M. F., Rezeky Mlt, R., & Hamzah, R. E. (2023). Implementasi Marketing Public Relations Pt Gojek Dalam Penggunaan Aplikasi Gopay Bagi Customer.
Aisyah, S., Harahap, M. I., Nurbaiti, N., & Rokan, M. K. (2023). The Factors Influencing Behavioural Intention Fintech Lending (Paylater) Among Generation Z Indonesian Muslims and Islamic Consumption Ethics Views. EKONOMIKA SYARIAH : Journal of Economic Studies, 7(1), 01. https://doi.org/10.30983/es.v7i1.6233
Al-Omoush, K. S., & Alghusin, N. S. (2024). Exploring the organizational and social drivers of social media analytics: the domino effect in Fintech innovation. International Journal of Accounting and Information Management. https://doi.org/10.1108/IJAIM-02-2024-0076
Ashrafi, D. M., & Akhter, M. (2024). The green Fintech paradox: understanding the dynamics of green brand positioning and user decision-making in the digital financial landscape. Journal of Modelling in Management. https://doi.org/10.1108/JM2-12-2023-0294
Babakhanian, M. R., Abdollah, S., Musavi, A., Soltani, R., & Vakilifar, H. R. (2023). Survey the effect of fintech companies’ profitability enhancement on winning customers’ loyalty using an artificial intelligence-based optimization algorithm. Int. J. Nonlinear Anal. Appl, 14, 2008–6822. https://doi.org/10.22075/ijnaa.2022.27639.3665
Bandpey, S., Imankhan, N., Gorji, M., & Akhavanfar, A. (2021). Design of an IMC Model for Financial Services. In International Journal of Finance and Managerial Accounting (Vol. 6, Issue 21).
Calista, V. F., & Wandebori, H. (2024). Ekombis Review-Jurnal Ilmiah Ekonomi dan Bisnis Proposed Marketing Strategy For E-Wallet To Increase The Growth Of Active Users (Case Study: Sap Cash) ARTICLE HISTORY. Ekombis Review: Jurnal Ilmiah Ekonomi Dan Bisnis, 13(1), 129–144. https://doi.org/10.37676/ekombis.v13i1
Kosasih, H., & Wulandari, P. (2025). I J S E A P Indonesian Journal of Social Economics and Agricultural Policy Financial Technology and Green Financing: A Blend of Technology, Economy, and Environment. In Indonesian Journal of Social Economics and Agricultural Policy (Vol. 1, Issue 1).
Lovis, K. Z. (2021). The Impact of Perception of Public Relations on the Fintech Lending Customer Loyalty. Jurnal Komunikasi Indonesia, 10(1). https://doi.org/10.7454/jkmi.v10i1.1016
Macmud, A., & Hidayat, Y. M. (2020). The Factors Affecting Smartphone Demand in Indonesia. In International Journal of Innovation, Creativity and Change. www.ijicc.net (Vol. 13). www.ijicc.net
Otopah, A. A., Dogbe, C. S. K., Amofah, O., & Ahlijah, B. (2024). Digital marketing and purchase intention of bank services: the role of trust and engagement. International Journal of Bank Marketing. https://doi.org/10.1108/IJBM-02-2023-0097
Putra, A. E., Husada, S., & Fianto, L. (2024). Marketing Communication Strategy in Peer-to-Peer Lending for Indodana Online Loan Services to Appeal to Millennial Customers. Journal of Research on Business and Tourism, 4(1), 32. https://doi.org/10.37535/104004120243
Putra, P. (2022). Menyelamatkan dan Potensi Penyelamatan Ekonomi Pasca Covid-19: IKOMIK: Jurnal Ilmu Komunikasi Dan Informasi, 2(1), 21–28. https://doi.org/10.33830/ikomik.v2i1.2430
Rehman, S. U., Hussain, S., & Rasheed, A. (2024). Unleashing financial inclusion: the mediating role of digital marketing in the impact of fintech and behavioral intention. Journal of Modelling in Management. https://doi.org/10.1108/JM2-12-2023-0304
Shreyanth, S., Suwetha, P. T., Kathiroli, V., Niveditha, S., & Jayaprakash, H. (2023). Fintech, Crisis, and Marketing: How Technology-Driven Financial Firms Adapt Their Approach to Retain Customers (pp. 309–321). https://doi.org/10.2991/978-94-6463-162-3_28
Singh, S., Sahni, M. M., & Kovid, R. K. (2020). What drives FinTech adoption? A multi-method evaluation using an adapted technology acceptance model. Management Decision, 58(8), 1675–1697. https://doi.org/10.1108/MD-09-2019-1318
Sudirjo, F., Geertruida Bororing, G. M., Harsono, I., Widia Nurdiani, T., & Naim, I. (2024). Analysis of Customer Satisfaction Using the End User Computing Satisfaction Approach Toward Users of Digital Post-Payment Application Gopay Later. Jurnal Informasi Dan Teknologi, 188–193. https://doi.org/10.60083/jidt.v6i1.496
Tri Wulandari, R., & Damayanti, S. M. (2022). THE IMPORTANCE OF DIGITAL FINANCIAL LITERACY TO ANTICIPAYE IMPULSIVE BUYING BEHAVIOR IN BUY-NOW-PAY-LATER MODE. In International Journal of Business and Economy (IJBEC) (Vol. 4, Issue 3). http://myjms.mohe.gov.my/index.php/ijbecJournalwebsite:http://myjms.mohe.gov.my/index.php/ijbechttp://myjms.mohe.gov.my/index.php/ijbec
Wulandari, P., & Ibrahim, M. (2023). Fintech Lending Business Ethics in Indonesia: A Case Study of Shopee Pinjam (SPinjam). Juni, 19(1), 13–21. https://doi.org/10.21107/infestasi
Yola Amalia, N. (2023). Implementasi Strategi Intergrated Marketing Communication oleh UMKM Bidang Oleh-oleh Kuliner di Malang pada Masa Pandemi Covid-19. IKOMIK: Jurnal Ilmu Komunikasi Dan Informasi, 3(1), 1–9. https://doi.org/10.33830/ikomik.v3i1.3585
Yusuf, A., Hurriyati, R., Hendrayati, H., & Dirgantari, P. D. (2022). Marketing Communication for Fintech-Mobile Payment.
Copyright (c) 2025 Ade Rasinta Herli Kristiani Purba, Maya Syahlina, Poppy Wulandari

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.